Saturday, December 8, 2012

How to Compare Caravan Insurance


If you are trying to compare caravan insurance, you may wish to keep the following points in mind.

Price isn't everything

Having the cheapest caravan cover around may be something that pleases you - right up until the point you need to make a claim.

At that time you are typically going to find that you are no longer bothered about the price of the policy but are exclusively focused on its cover provisions.

It is, therefore, only logical to conclude that before selecting a policy, it may make sense to think very carefully about what cover it is providing before becoming too focused on how much you are going to have to pay for it.

Caravans in the widest sense

When you are trying to compare caravan insurance, remember that your caravan is not simply a structure with contents inside.

If you have things such as satellite dishes, portable toilets, external furniture and portable swimming pools (etc) it might be wise to see whether these things are covered by a policy.

Note that if they are, you may need to comply with certain conditions, such as ensuring that awnings are fully stowed in the event you are away from the caravan.

Use

Policies may differ significantly in terms of their pricing and cover provided, depending upon how much you use your caravan and where you use it.

This means that some policies may offer rather better cover for high mileage users while others may have advantages for frequent use overseas etc.

Making sure that you understand your probable usage patterns means that you will be able to use them as a key evaluation tool between policies.

Making the comparison

If you do compare caravan insurance, it may take a little extra time but you may end up with a more suitable product as a result.

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